Wednesday 26 June 2013

We made to Australia

Sally and We've imagined of going to Australia for decades. With all the ridiculous US ALL embargo's Us residents had been banned traveling generally there. Obama features made it possible for us to visit generally there with specific certified journey companies.
We all proceeded to go with Oct 2012 and it was wonderful!
We all located the actual Australia n individuals to become hot and friendly and we all liked their particular hospitality with regard to a week. Just what an unbelievable place to pay a visit to, in reality we all endorse people get generally there. We all liked the item a lot were placing friends jointly with regard to 2013.
The everyday Australia n isn't rich by any means, areas of Australia look incredibly under-developed. While the actual Australia ns are actually below a new repressive plan for decades the actual Australia ns are a proud and delighted folks.
We all observed lots of "Miles Momma" sort companies as well as Australia ns weightlifting independently up with small business.
Lifestyle:
You will see a variety of national has impact on in the "gene pool". Cameras, How to speak spanish, Uk, German born, Russian, USA and Latino. You shouldn't be amazed to actually observe incredibly gothic and mild skinned Australia.
The music and show up can be quite exclusive to Australia . We all located stay music just about everywhere we all proceeded to go.
For more information about free travel point visit us at Miles Momma: Creating family Adventure

Thursday 28 February 2013

HOW TO GET THE RIGHT CARD



If you want to earn a seriously huge amount of miles and points to fly for free, you need to use the right tools.  All serious mile and point collectors know and use “THE TOOLS”!  If you are serious about collecting thousands of miles and points to fly free all over the world, you need to know about “THE TOOLS” and use them effectively.   It really isn’t rocket science, but it does take some thinking and work.  If you have a passion for traveling then that passion will drive you to get seriously into the hobby of collecting miles and points every way possible.
Let’s get down to it!  So the basic concept is to use various financial products (i.e. American Express Bluebird, Vanilla Reload Cards, Visa Gift Cards, Prepaid Cards, etc.) to funnel money through to earn thousands of miles.  The use of these systems and financial tools is all completely legal according to the terms and conditions of the various financial products I will discuss.
You can earn thousands of miles very easily through buying various products which can in turn be cashed out or funneled back into your bank account.
THE TOOLS
·         GET THE RIGHT CARD

Get a high earning rewards card.  This means you need a credit card that earns a high amount of miles/points per dollar.  Many collectors favorite card is the Chase Ink Bold or Chase Ink Plus which both earn 5 points per dollar on purchases at office supply stores.  These are awesome cards and I use them all the time but this strategy can be used with any high earning rewards card.
Here is a list of some high earning credit cards by separated bonus spending categories:

Office Supply Stores
·         Chase Ink Bold: 5X, up to $50K per year in spend
·         Chase Ink Plus: 5X, up to $50K per year in spend
·         Chase Ink Classic: 5X, up to $25K per year in spend
·         Chase Ink Cash: 5X, up to $25K per year in spend
·         Lowe’s Business Rewards: 3X
·         American Express SimplyCash: 5%, up to $12K per year in spend
·         CitiBusinessAAdvantage World Mastercard: 2X
·         Chase MileagePlus Explorer Card for Business: 2X

Drug Stores
·         American Express Hilton HHonors: 6X
·         American Express Hilton HHonors Surpass: 6X
·         US Bank Cash+: 2%*
·         Chase Amazon.com Rewards: 2X

Grocery Stores
·         American Express Blue Cash Preferred: 6%, up to $6K per year in spend
·         SallieMae World MasterCard: 5%, up to $250 per month in spend
·         PenFed Platinum Rewards: 3X
·         American Express Hilton HHonors: 6X
·         American Express Hilton HHonors Surpass: 6X
·         US Bank FlexPerks Travel Rewards: 2X***
·         American Express Premier Rewards Gold: 2X
·         US Bank Cash+: 2%*
·         BOA BankAmericard Cash Rewards: 2%, up to $1500 per quarter****
·         Chase Disney’s Premier: 2%
Department Stores
·         US Bank Cash+: 5%*
·         American Express Blue Cash Preferred: 3%

Gas Stations
·         Fort Knox Federal Credit Union Visa Platinum: 5%
·         PenFed Platinum Rewards: 5X
·         SallieMae World MasterCard: 5%, up to $250 per month in spend
·         True Earnings Business Card from Costco and American Express: 4%, up to $7K per year in spend
·         American Express Blue Cash Preferred: 3%
·         American Express Hilton HHonors: 6X
·         American Express Hilton HHonors Surpass: 6X
·         BOA Bank Americard Cash Rewards: 3%, up to $1500 per quarter in spend****
·         US Bank FlexPerks Travel Rewards: 2X***
·         Chase Ink Bold: 2X, up to $50K per year in spend
·         Chase Ink Plus: 2X, up to $50K per year in spend
·         Chase Ink Classic: 2X, up to $25K per year in spend
·         Chase Ink Cash: 2X, up to $25K per year in spend
·         Chase MileagePlus Explorer Card for Business: 2X
·         American Express Premier Rewards Gold: 2X
·         American Express Business Gold Rewards: 2X
·         US Bank Cash+: 2%*
·         Chase Amazon.com Rewards: 2X
·         Chase Disney’s Premier: 2%
Restaurants
·         US Bank Cash+: 5% cash back.*
·         Citi Forward: 5X
·         Chase Sapphire Preferred: 2X**
·         Lowe’s Business Rewards: 3X
·         Chase Sapphire: 2X
·         Chase Ink Cash: 2X
·         Chase MileagePlus Explorer Card for Business: 2X
·         Chase Hyatt Visa Signature: 2X
·         True Earnings Business Card from Costco and American Express: 2%
·         Chase Amazon.com Rewards: 2X
·         Chase Disney’s Premier: 2%
·         Chase Marriott Rewards Premier: 2X

Hotels
·         US Bank Cash+: 5%*
·         Chase Sapphire Preferred: 2X**
·         Chase Ink Bold: 2X, up to $50K per year in spend
·         Chase Ink Plus: 2X, up to $50K per year in spend
·         Chase Ink Classic: 2X, up to $25K per year in spend

Airlines / Travel
·         US Bank Cash+: 5%*
·         PenFed Premium Travel Rewards: 5X
·         American Express Premier Rewards Gold: 3X
·         American Express Business Gold Rewards: 3X
·         Chase AARP Visa: 3%
·         US Bank FlexPerks Travel Rewards: 2X***
·         Chase Sapphire Preferred: 2X**
·         Chase Hyatt Visa Signature: 2X
·         Citi Hilton HHonors Reserve: 5X
·         True Earnings Business Card from Costco and American Express: 2%
·         Chase Marriott Rewards Premier: 2X

Car Rental
·         US Bank Cash+: 5%*
·         CitiBusinessAAdvantage World Mastercard: 2X
·         Chase AARP Visa: 3%
·         Chase Sapphire Preferred: 2X**
·         Chase Hyatt Visa Signature: 2X
·         Citi Hilton HHonors Reserve: 5X
·         Chase Marriott Rewards Premier: 2X

Phone, Cellular, Internet
·         Chase Ink Bold: 5X, up to $50K per year in spend
·         Chase Ink Plus: 5X, up to $50K per year in spend
·         Chase Ink Classic: 5X, up to $25K per year in spend
·         Chase Ink Cash: 5X, up to $25K per year in spend
·         US Bank Cash+: 5% cash back (bill pay category).*
·         American Express Hilton HHonors: 6X
·         American Express Hilton HHonors Surpass: 6X
·         CitiBusinessAAdvantage World Mastercard: 2X
·         Lowe’s Business Rewards: 3X
·         US Bank FlexPerks Travel Rewards: 2X


Books (Including Amazon and Barnes & Noble)
·         Citi Forward: 5X
·         SallieMae World MasterCard: 5%, up to $750 per month in spend
·         Chase Amazon.com Rewards: 3X (Amazon.com only)

Rotating Categories
·         Chase Freedom: 5X, up to $1500 per quarter in spend
·         Discover: 5%, up to $1500 per quarter in spend
·         Citi Dividend Platinum Select: 5%, up to $300 cash back per year

·         USING THE CARD
Buy the right products
Go to the appropriate store and purchase the appropriate products that earn you the highest amount of miles/points per dollar.  
Example:
WHAT TO PURCHASE
There are two ways of earning.  One is very simple and the other is much more involved.
SIMPLY METHOD
Buy prepaid cards, gift cards and visa or mastercard gift cards at a location that earns you the highest miles/points per dollar by category.  Use the cards you purchase for your normal purchases elsewhere.  Pay bills, gas, groceries, etc.
INVOLVED METHOD
First you need to purchase a product (see good options below) that will allow you to funnel funds through it for the lowest minimum fees.  Once you’ve purchased your financial product then you will then load funds and funnel them through back into your bank account.
TOP TOOLS

Prepaid Cards
American Express Bluebird
American Express Target Prepaid Card
American Express Serve Card
Netspend
PayPower Visa Prepaid Card
Wells Fargo Prepaid Card
Readydebit Platinum Visa Prepaid Card

Now you will use your top earning rewards card at the appropriate store that earns the highest bonus miles/points to purchase cards/funds to load onto your financial tool.
There are so many products and options I couldn’t possibly write a post to cover them all.  I will give you a couple examples of the process through two of my favorite tools, theAmerican Express Bluebird and American Express Target Prepaid Card.
·         AMERICAN EXPRESS BLUEBIRD
Buy aAmerican Express Bluebird Card here:  
www.bluebird.com
Once you received it, now you are ready to load it.  Purchase
Vanilla Reload cards to load your American Express Bluebird card.

See step by step details for loading your Bluebird here
Once your Bluebird card is loaded with funds, pay your bills, transfer money to your bank account, send a check to a friend or spouse, or withdraw funds via ATM.  The simply option here is just to pay your credit card bill that you just charged to purchase the Vanilla Reload cards.  This is simple and fast! 
With this particular product you can load $1,000 per day (24 hour period) and $5,000 per month..  So with this tool, you can earn a maximum of 25,000 miles/points per month.  Remember you want more than one tool if you plan to really earn thousands of miles/points.  This is a great product but there are others to be maximized too.
·         AMERICAN EXPRES TARGET PREPAID CARD
Buy aAMEX Target Prepaid Card at a participating Target store. You might have to search as I did because they are not available at all stores and you cannot buy them online.
You will receive your temporary card in the store.  Wait until you get your permanent card in the mail before loading as ATM access is not available with the temporary card.

Once you have your permanent card, go into any Target store and load it up.  Simply hand your American Express Target Prepaid to the teller and tell them you want to load it up.  They will need to slide the card through their register.  It will then ask them how much you want to load.  You can load $1,000 per day maximum .  You then pay with the prepaid cards or visa gift cards that you have previously purchased at appropriate stores with your high earning rewards cards.
Now that your American Express Target Prepaid card is loaded you can easily withdraw $400 per day from any ATM.  Costco ATM is a very good option as the fee is only $1.25.  American Express will charge you $3.00 per ATM withdraw.  So you totally fee with a Costco ATM would be $4.25 per $400.  You may find a credit union that doesn’t charge any fee.  You of course can just use the American Express Target Prepaid card anywhere AMEX is accepted to pay bills, gas, groceries, etc.
OTHER OPTIONS:
Purchase “DEBIT” prepaid cards (wherever you can find them) and take to your bank.  Then ask for a cash advance on the prepaid debit card.  This will only work for Visa &Mastercard DEBIT Prepaid cards.  The banks machines do not work for AMEX.  This is considered a cash advance on the debit card.  There may be fees associated with this depending upon the debit prepaid card.  The key for this to work is that it be a true debit card and not a visa gift card. 

You can then take the funds and deposit them back into your bank account and pay your credit card charges.

OTHER TOOLS FOR EARNING OR MEETING MINIMUM SPEND REQUIREMENTS:
www.amazonpayments.com
www.squareup.com
www.venmo.com
www.paydivvy.com